Childcare Insurance
Childcare businesses are entrusted with families' most precious responsibility, and that trust comes with significant liability if something goes wrong. A complete program protects the children, your staff, and the financial future of the business against a wide range of allegations.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For childcare insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Abuse & Molestation
Coverage and legal defense for abuse-related claims central to any childcare operation.
Professional Liability
Responds to claims of negligent care and supervision.
Commercial Property
Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Who this is for
Childcare providers of all sizes, from in-home programs to multi-location operators.
The safety of the children in our care is our highest priority, so choosing the right insurance partner is critical. Sherlock Insurance Group took the time to understand our operations and provided customized coverage that gives us confidence every day. Their team is responsive, knowledgeable, and always available when we need guidance.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.