Church Insurance
A church is both a sacred space and a busy hub of weekly activity, hosting services, classes, events, and outreach that bring people through the doors constantly. Protecting the building, the people, and the leadership requires coverage built specifically for congregations.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For church insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial Property
Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Abuse & Molestation
A cornerstone coverage for congregations with children's and youth programs.
Directors & Officers
Protects pastors, boards, and the church against governance and employment claims.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Churches, congregations, and places of worship of every size and denomination.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.