Electrical Contractor Insurance
Electrical work carries one of the highest fire-loss exposures in the trades, and a faulty connection can cause a building fire months after the job is done. Electricians need coverage that responds to both job-site incidents and long-tail completed-operations claims.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For electrical contractor insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Completed Operations
Covers fire and damage claims traced to work performed after the project is finished.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Contractors' Tools & Equipment
Protects the specialized tools and test equipment electricians rely on.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Residential and commercial electricians and electrical contracting firms.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.