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Specialty Commercial

Garage Keepers & Garage Liability Insurance

Businesses that take possession of customers' vehicles face a special exposure: they are responsible for those vehicles while in their care, custody, and control. Garage keepers coverage fills that gap, while garage liability handles the broader premises and operations risk.

Risks We Help Manage

Exposures that demand a strategy

Before recommending coverage, we map the specific exposures that threaten your operation. For garage keepers & garage liability insurance, those typically include:

Damage to customer vehicles in your care
Theft of vehicles from your lot
Premises injuries to customers and visitors
Faulty-work and operations claims
Fire damage to a shop full of vehicles
Coverages to Consider

A program built around your operation

With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.

Garage Keepers

Covers customers' vehicles for damage or theft while in your care, custody, and control.

Garage Liability

Addresses premises and operations liability specific to auto businesses.

Commercial Property

Covers your buildings, equipment, and contents against fire, storm, theft, and other covered perils, on a replacement-cost basis where available.

Workers' Compensation

Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.

Commercial Umbrella / Excess Liability

Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.

Who this is for

Auto repair shops, body shops, dealerships, detailers, and valet operations.

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Sherlock Insurance Group reviewed our insurance program, identified opportunities to strengthen our protection, and made sure we had the coverage our business needed. Their team is knowledgeable, responsive, and always willing to help.

O
Owner, Automotive Repair & Collision Center

Let's build the right program for your business

Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.