General Contractor Insurance
General contractors carry responsibility for the entire job site, including the work of subcontractors they hire. One uninsured sub, a defective installation, or a third-party injury can land squarely on the GC, making broad liability and solid risk transfer essential.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For general contractor insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Contractors' Tools & Equipment
Covers owned, leased, and borrowed tools and equipment on the job and in transit.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Commercial Auto
Protects trucks and vehicles used to haul crews, tools, and materials.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
General contractors and construction managers overseeing residential or commercial projects.
In our line of work, a job can be held up until we have the right certificate of insurance in hand. Sherlock Insurance Group turns our COI requests around fast, often within the hour, so we never lose a day waiting on paperwork. That kind of responsiveness keeps our crews working and our clients confident.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.