Landscaping Contractor Insurance
Landscaping and lawn-care crews move fast across many properties in a day, running powerful equipment and applying chemicals near homes, businesses, and the public. A thrown rock, an over-spray, or a backing accident can turn into a serious claim, and seasonal payroll swings make placing the right program its own challenge.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For landscaping contractor insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Herbicide & Pesticide Applicator Liability
Addresses bodily injury and property damage arising from the application of fertilizers, herbicides, and pesticides—an exposure many standard policies exclude.
Contractors' Tools & Equipment
Covers mowers, trimmers, blowers, and trailers against theft and damage on the job site, in transit, and in storage.
Commercial Auto
Protects the trucks and trailers your crews depend on to move equipment and materials between properties.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Landscaping, lawn-care, irrigation, hardscape, and grounds-maintenance contractors serving residential and commercial properties.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.