Plumbing Contractor Insurance
A plumber's work sits behind walls and under floors, where a small leak can cause tens of thousands of dollars in water damage long after the job is complete. Water-damage and completed-operations exposure make liability coverage especially important for plumbing contractors.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For plumbing contractor insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Completed Operations
Responds to water-damage and defect claims discovered after work is finished.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Contractors' Tools & Equipment
Covers the tools, machines, and equipment plumbers transport to each job.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Residential and commercial plumbers and plumbing contractors.
Sherlock Insurance Group has been wonderful to work with. Their team responds incredibly fast, communicates clearly, and always gets us the information we need. It's reassuring to have a partner we can count on, and we truly appreciate everything the Sherlock team does for our company.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.