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Specialty Commercial

Pollution Liability Insurance

Pollution claims are among the most expensive a business can face, and standard general liability policies specifically exclude most environmental exposures. Any operation that handles, stores, or disturbs contaminants needs dedicated environmental coverage to avoid a catastrophic gap.

Risks We Help Manage

Exposures that demand a strategy

Before recommending coverage, we map the specific exposures that threaten your operation. For pollution liability insurance, those typically include:

Sudden spills and releases requiring cleanup
Gradual contamination discovered over time
Third-party bodily injury and property damage from pollutants
Government-mandated remediation costs
Pollution exclusions leaving general liability policies silent
Coverages to Consider

A program built around your operation

With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.

Site Pollution Liability

Covers cleanup and third-party claims from contamination at owned or operated sites.

Contractors' Pollution Liability

Addresses pollution conditions arising from contracting operations and job sites.

Cleanup / Remediation Costs

Pays the cost of investigating and remediating a covered release.

Transportation Pollution

Responds to releases that occur while transporting materials.

Commercial Umbrella / Excess Liability

Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.

Who this is for

Contractors, manufacturers, energy operators, and property owners with environmental exposure.

Let's build the right program for your business

Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.