Roofing Contractor Insurance
Roofing is one of the hardest trades to insure. Crews work at height in changing weather, a single torch-down or tear-off can damage the building below, and general contractors will not let you on the job without the right certificate in hand. Because many standard carriers decline roofers outright, you need an agency with access to the specialty markets that actually write this class.
Exposures that demand a strategy
Before recommending coverage, we map the specific exposures that threaten your operation. For roofing contractor insurance, those typically include:
A program built around your operation
With access to more than 100 highly rated carriers and specialty programs, we assemble the right combination of coverages rather than a one-size-fits-all policy.
Commercial General Liability
Protects against third-party bodily injury and property damage claims arising from your premises and operations, including legal defense costs.
Workers' Compensation
Pays medical bills and lost wages for employees injured on the job and shields you from related employee lawsuits.
Completed Operations
Responds to property damage and injury claims that surface after a roofing job is finished, including leaks traced back to your workmanship.
Contractors' Tools & Equipment
Covers ladders, compressors, nail guns, and other equipment against theft and damage on the job site, in transit, and in storage.
Commercial Auto
Protects the trucks and trailers that haul crews, materials, and debris between the shop and the job site.
Commercial Umbrella / Excess Liability
Adds an extra layer of liability limits above your underlying policies to protect against catastrophic claims and large lawsuits.
Who this is for
Residential and commercial roofing contractors, including tear-off, re-roof, repair, and new-construction roofing operations.
Sherlock Insurance Group understands the urgency of our industry and consistently delivers certificates of insurance quickly, often the same day, helping us keep projects on schedule. Their responsiveness, industry expertise, and outstanding customer service have made them a trusted partner.
Let's build the right program for your business
Strategy that knows your business. Tell us about your operation and we'll design coverage that fits your real exposures and budget.